Voluntary Benefits

Short Term Disability Income Insurance: Helps you pay everyday living expenses and out-of-pocket expenses not covered by major medical plans. Provides monthly benefits to replace a portion of your income if you’re unable to work due to a disability. * Pre-taxable

Hospital Confinement Insurance: Helps offset major medical deductibles and co-payments. Provides daily benefits beginning the first day of hospital confinement. Choice of admission benefits and daily amounts for hospital confinement. *Pre-taxable

Cancer Insurance: Helps pay out-of-pocket expenses not covered by major medical plans. Plan includes diagnosis, treatment, inpatient care, transportation and lodging experimental treatment. Most plans include certain screening tests. *Pre-taxable

Life Insurance: Enables you to tailor coverage for you individual needs and helps provide financial security for your family. A variety of life insurance plans are available with flexible premium payments and coverage amounts.

Critical Illness Insurance: Compliments your major medical coverage by providing a benefit that you can use to pay the direct and indirect costs related to a covered critical illness, which can often be expensive and lengthy.

Accident Insurance: Helps cover out-of-pocket expenses if you’re unable to work due to a covered injury. Helps pay unexpected medical expenses from lacerations, fractures and other injuries. Helps pay major medical deductibles and co-payments if you’re confined to a hospital for a covered accident. *Pre-taxable

Family Coverage: Protect your family as well as yourself. Family coverage is available with most of the plans above.

Find the correct Voluntary AFLAC / Colonial Insurance Plan that meets your specific needs.
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